Motorcycle insurance helps protect you from the financial burden of an accident, the costs of which can grow rapidly if you hurt someone. We’ll recommend coverage and explain why, in plain language, so you can feel confident in your protection plan. Then, we’ll shop around from over 20 insurance companies to help you find a great price. Ready to get started? Contact us or request quotes now.

Motorcycle Insurance Coverage

  • Liability Covers bodily injury or property damage you cause in an accident.
  • Collision Covers physical damage your motorcycle sustains in an accident with another vehicle or object.
  • Comprehensive Covers physical damage your motorcycle sustains from an event other than a collision, like weather damage.
  • Medical Payments Covers medical expenses you sustain in an accident, without regard to fault.
  • Trip Interruption Covers food and lodging costs if your motorcycle breaks down on a trip away from home.
  • Roadside Assistance Covers towing, fuel delivery, and other roadside services.
  • Uninsured / Underinsured Covers bodily injury you sustain in an accident with a driver that has too little or no insurance.
  • Custom Parts Covers custom parts you’ve added to your motorcycle.


Insurance companies offer a variety of discounts for preferred characteristics, which can lower your rates. Some discounts are common to many carriers and some are specific to a carrier. Below are some common examples but not a complete list.

  • Safe driver
  • Accident-free
  • Pay in full
  • Multi-policy
  • Auto pay
  • Motorcycle endorsement
  • Safety course
  • Anti-theft devices
  • And more

About NSI Agency

For more than 15 years, we’ve been helping families and individuals find sensible insurance coverage for a reasonable price. Located in St. Paul MN, we can help people all over the twin cities metro area. NSI Agency is your path to protection, made easy.

Finding Great Insurance is Easy

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