RV insurance helps protect you from liability claims, like someone being injured at your campsite, and a variety of other exposures. Since rec vehicles blend a living space with a vehicle, they must include coverage similar to that found on both auto and home insurance. We’ll recommend coverage and explain why, in plain language, so you can feel confident in your protection plan. Then, we’ll shop around from over 20 insurance companies to help you find a great price. Ready to get started? Contact us or request quotes now.

RV Insurance Coverage

  • Auto Liability Covers bodily injury or property damage you cause in an auto accident with a self-powered RV, such as a motorhome.
  • Collision Covers physical damage your RV sustains in an accident with another vehicle or object.
  • Comprehensive Covers physical damage your RV sustains from an event other than a collision, like weather damage.
  • Vacation Liability Covers injuries sustained by non-family guests at your campsite.
  • Personal Effects Covers personal property that travels with you.
  • RV Roadside Assistance Covers towing, fuel delivery, and other roadside services, if your RV becomes disabled near a road.
  • Uninsured / Underinsured Covers bodily injury you sustain in an accident with a driver that has too little or no insurance.


Insurance companies offer a variety of discounts for preferred characteristics, which can lower your rates. Some discounts are common to many carriers and some are specific to a carrier. Below are some common examples but not a complete list.

  • Safe driver
  • Claims-free
  • Pay in full
  • Multi-policy
  • Auto pay
  • Paperless
  • Homeowner
  • Prior insurance
  • And more

About NSI Agency

For more than 15 years, we’ve been helping families and individuals find sensible insurance coverage for a reasonable price. Located in St. Paul MN, we can help people all over the twin cities metro area. NSI Agency is your path to protection, made easy.

Finding Great Insurance is Easy

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