Snowmobile and ATV insurance helps protect you from the financial burden of an accident with one of these vehicles. Medical bills can grow quickly for even a minor incident, so it’s important to have quality coverage. We’ll recommend coverage and explain why, in plain language, so you can feel confident in your protection plan. Then, we’ll shop around from over 20 insurance companies to help you find a great price. Ready to get started? Contact us or request quotes now.

Snowmobile Insurance Coverage

  • Liability Covers bodily injury or property damage you cause in an accident.
  • Collision Covers physical damage your vehicle sustains in an accident with another vehicle or object.
  • Comprehensive Covers physical damage your vehicle sustains from an event other than a collision, like weather damage.
  • Medical Payments Covers medical expenses that result from an accident, without regard to fault.
  • Custom Parts Covers enhancements and upgrades made to your vehicle that weren’t factory installed.
  • Carried Contents Covers personal property that travels with you.


Insurance companies offer a variety of discounts for preferred characteristics, which can lower your rates. Some discounts are common to many carriers and some are specific to a carrier. Below are some common examples but not a complete list.

  • Safe driver
  • Accident-free
  • Pay in full
  • Safety course
  • Homeowner
  • Paperless
  • And more

About NSI Agency

For more than 15 years, we’ve been helping families and individuals find sensible insurance coverage for a reasonable price. Located in St. Paul MN, we can help people all over the twin cities metro area. NSI Agency is your path to protection, made easy.

Finding Great Insurance is Easy

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